Get a New Roof Now.
Pay Over Time.
100% financing available through Ygrene’s PACE program. No credit check, no down payment, no middleman. Most South Florida homeowners qualify — including those who’ve been turned down by banks.
Check If I Qualify 📞 954-775-8990What is Ygrene PACE Financing?
Ygrene is a nationally recognized PACE (Property Assessed Clean Energy) financing provider. PACE is a government-approved program that allows Florida homeowners to finance home improvements — including roofing — through a special assessment on their property tax bill.
Unlike traditional loans, PACE financing is secured by your property — not your credit — which means approval is based on your home equity and ability to pay your property taxes, not your credit score.
🏦 How PACE Financing is Different
❌ Traditional Bank Loan
- ❌ Credit score required (usually 680+)
- ❌ Down payment often required
- ❌ Long approval process
- ❌ Monthly loan payments to bank
- ❌ Debt shows on credit report
- ❌ Doesn’t transfer if you sell
✅ Ygrene PACE Financing
- ✅ No credit score requirement
- ✅ Zero down payment needed
- ✅ Fast approval — often same day
- ✅ Added to property tax bill
- ✅ Doesn’t impact credit score
- ✅ Can transfer to new owner at sale
How It Works — Step by Step
Request Your Free Estimate
Call us or fill out our form. We’ll inspect your roof and provide a transparent flat-rate quote.
Apply for Ygrene Financing
We help you apply directly with Ygrene. The application takes just minutes — no bank visit required.
Get Approved
Approval is based on your property equity, not your credit. Most homeowners are approved same day or next day.
We Install Your Roof
Once approved, we schedule your installation immediately. Permits, materials, and labor are all covered.
Repay Through Property Tax
Your payments are added to your annual property tax bill in manageable installments — no separate monthly bills.
Why Flat Rate Roofing Uses Ygrene
Our Financing Partner
Authorized Ygrene Contractor
Protect Your Home Now
Don’t wait until a small leak becomes a major disaster. Ygrene lets you act now and pay over time comfortably.
Hurricane Preparedness
In South Florida, a damaged roof before hurricane season is a serious risk. Finance your roof before the storm season hits.
Increase Home Value
A new roof immediately increases your property value — and with PACE, the financing can transfer to the buyer when you sell.
Energy Improvements Too
Finance insulation, skylights, and other energy-efficient improvements alongside your roof in one single application.
We Handle Everything
We walk you through the entire Ygrene application process — you never have to deal with financing paperwork alone.
Government-Backed Program
PACE is a government-approved financing program, giving you the security and reliability of a regulated financial product.
Frequently Asked Questions
Do I need good credit to qualify for Ygrene financing?
No. Unlike traditional loans, Ygrene PACE financing does not require a minimum credit score. Approval is based on your home equity and your property tax payment history — not your credit score. This makes it accessible to many homeowners who may not qualify for conventional financing.
How much can I finance through Ygrene?
Most homeowners can finance up to 25% of their property’s assessed value. This means the typical South Florida homeowner can finance $30,000–$100,000+ for comprehensive home improvements, more than enough to cover a full roof replacement.
How do I repay the Ygrene financing?
Repayment is added as a special assessment to your annual property tax bill. You pay it the same way you pay your property taxes — either directly or through your mortgage escrow account. There are no separate monthly loan payments to a bank.
What happens if I sell my home?
In many cases, the PACE assessment can transfer to the new property owner when the home is sold, which can actually be a selling advantage — the new owner inherits a brand-new roof without paying for it upfront. Alternatively, it can be paid off at closing.
How long does approval take?
Ygrene’s application process is fast and fully online. Most homeowners receive a decision the same day or within 24 hours. Once approved, we can schedule your installation immediately.
What improvements can I finance?
Through Ygrene, you can finance metal roofs, tile roofs, shingle roofs, flat roofs, blown-in insulation, skylights, seamless gutters, and other energy-efficiency improvements — all in a single application.
Is there really no down payment?
Correct — Ygrene PACE financing covers 100% of the project cost. You pay nothing upfront. The full amount of your new roof is financed, and repayment begins through your next property tax bill.
Ready to Get Your New Roof Financed?
Call us or fill out our form today. We’ll handle your free estimate and walk you through the Ygrene application — no pressure, no salesman, just honest roofing.
Get My Free Estimate 📞 954-775-8990Serving Dade, Broward & Palm Beach | Licensed statewide FL | License #CCC 1334537